Finance Options

NZ Watch Store Easy Layby

You can't miss a deal just because payday is little far. Here we give you an option to lock a deal with us with Layby payment option if you are unable to pay for an order straight away. 

It's Simple

Paperwork? We hate it as well. All you need to do is to click the button at the bottom (Request Layby Now) and tell us the product name in the message box. And That's it !

Within 4 hours we'll flick you an email back with the instructions to deposit your first payment. 


Payment Schedule

1) Just pay 20% of the total amount as your first payment (non-refundable if you break the deal)

2) Rest of the amount to be paid in 4 weeks. Your amount, Your Frequency ! 

3) After we receive the Final payment, we'll dispatch your item.


Good News!

Here's the deal. If the price of the item goes up during your Layby period, we won't charge you anything extra. HOWEVER, if the price comes down during this period, you'll pay the lesser amount and your remaining balance will be reduced to adjust for the lesser amount. Isn't that Coool !


Terms and conditions of a layby sale


  • a 20% non-refundable deposit is required
  • payment is required in full within 30 days of placing an order
  • the number and frequency of payments is at your discretion

What you pay

  • the price of your layby items will not change after your order has been placed
  • if new stock of the same item arrives at a higher price, the price of your layby item will NOT increase
  • at any stage in the layby sale you can request the price of the items, how much is still owing and the total amount that you have paid

Canceling a layby

  • you can choose to cancel a layby at any time
  • NZ Watch Store may cancel a layby sale if payment is not made in full within 30 days. You will be notified by email of any cancellation
  • the full amount that you have paid will be refunded by bank deposit to your NZ bank account, or a store credit, minus your original 20% deposit